Terms of Use

Last updated: [DATE]

Educational use only

CalcLedger provides calculators and explanatory content for general educational purposes. Nothing on this site constitutes financial, investment, tax, or legal advice, and no advisor–client relationship is created by using it.

No warranty

The calculators are provided “as is” without warranties of any kind. While we aim for mathematical accuracy, real-world loan and savings products involve compounding conventions, fees, taxes, and lender rules this site does not model. Always verify figures with your financial institution before acting on them.

Limitation of liability

To the maximum extent permitted by law, CalcLedger and its operator are not liable for any loss or damage arising from use of, or reliance on, this site or its results.

Intellectual property

Site content, design, and code are the property of the site operator unless otherwise noted. You may link to any page freely.

Changes

These terms may be updated at any time; continued use of the site constitutes acceptance of the current version.